Introduction

Financial worries shouldn't be a part of your retirement, but our advisers should be a part of planning it.

Our advice evolves as your life evolves.

Financial Planning does not stop when you get older or retire. The need for advice can be even greater.

It is fundamentally important that, in retirement, you ensure that you have the right financial plan. This must weigh the needs of today, receiving an income to meet day to day needs, and holding sufficient capital with the need for funds in the future.

Planning of this type could involve pension specialists or building a cash flow plan with one of our advisers.

Once these building blocks are in place, it can be important to many people to be able to leave assets to the next or subsequent generations.

Care fees planning is an area that needs very careful consideration to ensure that health and welfare needs are met, but that these are affordable. In some cases financial help is available, and it is very important to ensure that you benefit from the help you or your relatives are entitled to.

Members of our team hold all of the specialist qualifications and registrations needed to provide financial advice in the areas of Care Fees Planning, Equity Release and Home Reversion Plans. We also have members of the Society of Later Life Advisers (SOLLA), and a trained Dementia Friend who has experience working with clients and their families whose lives have been impacted by Dementia.

Trusts can be beneficial to some individuals as a method of gifting assets without giving away all control.

With good planning we aim to maximise our client’s retirement, correctly balancing all money needs.

Life & Health Protection

Protection can be simple, such as a life policy to cover a mortgage, or more complex, such as insuring a varying potential Inheritance Tax liability. Whilst it is sometimes simple it needs to be appropriate and considered so that, should the worst happen, your family or other dependants can cope financially.

Critical illness cover offers a payment out in the event of suffering certain critical illnesses such as cancer or a stroke*. A payment in these circumstances can help significantly to ease the financial burden in such a difficult time.

Why do we need income protection? Well we insure a car, which might be worth £15,000, but do we insure an income worth potentially more than this for every year for the rest of our working lives?

Meet the experts

You'll find our team dotted across the South West, experts in everything from tax to technology. We build long-lasting relationships with our clients, drawing on our insights and experience.

You'll find our team dotted across the South West, experts in everything from tax to technology. We build long-lasting relationships with our clients, drawing on our insights and experience.

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Did you know

We can also support you with your business needs

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August 09, 2018

Albert Goodman staff undertake Dementia Friend training

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