Our advice evolves as your life evolves.
Financial Planning does not stop when you get older or retire. The need for advice can be even greater.
It is fundamentally important that, in retirement, you ensure that you have the right financial plan. This must weigh the needs of today, receiving an income to meet day to day needs, and holding sufficient capital with the need for funds in the future.
Planning of this type could involve pension specialists or building a cash flow plan with one of our advisers.
Once these building blocks are in place, it can be important to many people to be able to leave assets to the next or subsequent generations.
Care fees planning is an area that needs very careful consideration to ensure that health and welfare needs are met, but that these are affordable. In some cases financial help is available, and it is very important to ensure that you benefit from the help you or your relatives are entitled to.
Members of our team hold all of the specialist qualifications and registrations needed to provide financial advice in the areas of Care Fees Planning, Equity Release and Home Reversion Plans. We also have members of the Society of Later Life Advisers (SOLLA), and a trained Dementia Friend who has experience working with clients and their families whose lives have been impacted by Dementia.
Trusts can be beneficial to some individuals as a method of gifting assets without giving away all control.
With good planning we aim to maximise our client’s retirement, correctly balancing all money needs.