What is open banking?

Remember when GDPR was the new set of regulations on everyone’s lips? Well, now there’s another new directive in town – PSD2, or the Revised Directive on Payment Services. This new set of rules aims to ensure that consumers are better protected when using online banking and payment services, and to promote development and innovation within that industry. So, what is […]

How will Brexit affect the Bank of England base rate?

The majority of farms in the UK have some sort of banking and agricultural loans on their balance sheet. A change in the base rate will, therefore, affect the businesses repayments on the loans unless they already have fix rated the loan. With Brexit still looming over us we have to consider how will Brexit affect the […]

A Harvest Update

How much have you had?  A harvest update. This question has been rather topical especially within the last couple of years of arable farming in the UK. With the answer to the 2018 harvest being, not much, to the 2019 harvest being too much! Proving just how influential the weather can be for both a […]

Tax Effects of No Deal Brexit

With Boris Johnson as Prime Minister, there is now a real possibility that we might leave the European Union on 31 October, perhaps without a “deal”. The main immediate tax effects of this are likely to be as follows: 1. Customs Duties The May government proposed a temporary tariff regime for a no deal Brexit […]

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