What we think


Care Fees Planning

Care Act Funding Reform – Will it work?

Care Briefing – February 2015 The jury is still out on this question largely because the fine print in the regulation and subsequent guidance has yet to be established. Indeed the Department of Health is consulting on this at the moment with a deadline of 30 March, one day before the Care Act 2014 goes… Read more


Registered Care Managers – The Cornerstone of Good Care

There is no doubt that a ship without a Captain is going to go aground at some time in its journey. This applies across the whole range of industry and commercial enterprise and is not in dispute. The BBC Radio 4 You and Yours programme (5 Nov 14) brought this thought to mind when it… Read more


The ‘not so’ Affordable Care Act 2014

The recent Care Act 2014 – dubbed the “Affordable Care Act 2014” – hit the headlines for capping care fees at £72,000.  But scratch below the surface and you could end up paying five times that amount, with those in the South West being hit harder than most. Pensioners and their families who are expecting… Read more


Mapping the Minefield

The latest batch of reforms to pensions, announced by George Osborne in his speech at the Conservative Party Conference, only added to the complexity and sheer range of options now available to individuals with pension funds, of whatever size. Much of the media has latched onto the ability for an individual to now pass on… Read more


Don’t Pull the Trigger

Hidden amongst the inevitable ‘small print’ in George Osborne’s most latest batch of reforms to pensions, most of which are due to take effect from 05 April 2015, are some ‘easy to miss’ dangers, for individuals who use ‘money purchase’ pension shares to save for their retirement. As with most radical reform to regulations there… Read more